*Members are covered under an insurance policy issued to MemberWorks Canada Corporation and underwritten by member companies of American Home Insurance Company. The description herein is a summary only. It does not include all terms, conditions and exclusions of coverage. The complete details of coverage and exclusions are set in the actual policy of insuance issued to MemberWorks Canada Corporation. Coverage may not extend to all jurisdictions. Debit Card Fraud Protection: Maximum of $500 per debit card per membership year. Debit card fraud protection coverage subject to a $1,000 annual aggregate limit.

**Upon approval from one of your registered card issuers, MemberWorks Canada Corporation will coordinate a cash transfer, not to exceed your available credit limit. The transfer will be billed to your card account in accordance with the agreement you have with that issuer. Please note that you must have sent us your signed, completed important information Registration Form prior to the transfer request.